Mike (the owner of Virginia Decking) has done extensive research and vetting of several of the best known home improvement finance companies so that you won't have to.  HFS has been found to offer the best service.  For example we found: 

• HFS is backed by over 1,500 5-star reviews (no small feat).
• HFS platform loans are personal loans.
• This means NO EQUITY is needed.
• All loans fund 100% Direct-to-Consumer (not to me darn it).
• HFS performs a soft credit check to show you full loan options.
• This means you can check your rates HERE with NO IMPACT to your credit.
• Only need $12,000?  Apply for $15,000-$20,000 (just use it for your house).
• Or apply for only a portion of what you need. 
• New composite deck, deck repair, deck resurface, StoneWood for wood preservation or sunroom.

We believe HFS is a trusted partner for the best loan and customer service in home improvement.

APPLY NOW:  “You Dream It, We Finance It, Virginia Decking Builds It."